Author Topic: recommend me an insurance police for one year old latio  (Read 7743 times)

Offline wadexu

  • Cool Engine (0 rpm)
  • Posts: 29
recommend me an insurance police for one year old latio
« on: November 28, 2008, 12:00:34 PM »
Received the renew notice from AIG, it's around $1.9K with 10% NCD. comparing last only 1.3K when I bought the new car from TC. How come shot up so high? :confused1:

Anybody have good replacement to recommend? What is the reasonable offer? Me. 38 years, male, doing indoor job.

Thanks

Offline gh05tss

  • Max Torque (4400 rpm)
  • ****
  • Posts: 1,576
Re: recommend me an insurance police for one year old latio
« Reply #1 on: November 28, 2008, 12:29:34 PM »
Received the renew notice from AIG, it's around $1.9K with 10% NCD. comparing last only 1.3K when I bought the new car from TC. How come shot up so high? :confused1:

Anybody have good replacement to recommend? What is the reasonable offer? Me. 38 years, male, doing indoor job.

Thanks

Try NTUC but read their terms carefully...

Offline clarence

  • Max Torque (4400 rpm)
  • ****
  • Posts: 1,579
Re: recommend me an insurance police for one year old latio
« Reply #2 on: November 28, 2008, 04:39:05 PM »
Received the renew notice from AIG, it's around $1.9K with 10% NCD. comparing last only 1.3K when I bought the new car from TC. How come shot up so high? :confused1:

Anybody have good replacement to recommend? What is the reasonable offer? Me. 38 years, male, doing indoor job.

Thanks


Your AIG quote is on the high side.

My friend who's 31 with 8 yrs driving experience driving a 1 yr old Latio and 0% NCD was quoted only $1,250 by another insurance company in the middle of this year.

Offline wadexu

  • Cool Engine (0 rpm)
  • Posts: 29
Re: recommend me an insurance police for one year old latio
« Reply #3 on: November 29, 2008, 01:38:16 AM »
May I know which company is it?

Offline fallacy

  • Cool Engine (0 rpm)
  • Posts: 12
Re: recommend me an insurance police for one year old latio
« Reply #4 on: November 30, 2008, 01:59:57 AM »
i juz renewed mine from RSA for abt $1.6K...also 1 year old but 0% NCD......AIG quoted me $1.9K...

u could try calling Oliver Ong (9323 9933, oliver.ong@InsureMyCar.com.sg) for the RSA one...

Offline iwilly

  • Low End (2000 rpm)
  • **
  • Posts: 413
Re: recommend me an insurance police for one year old latio
« Reply #5 on: November 30, 2008, 09:33:57 AM »
u can try look for karen-98199729 she will help u source 4 the cheapest insurance. been with her since my subaru times
道不同,不相为某

bryocketh

  • Guest
Re: recommend me an insurance police for one year old latio
« Reply #6 on: November 30, 2008, 08:38:21 PM »
sigh mine is 3k! its crazily high. maybe coz i converted my license for only a year and im only 26. im gonna call up and ask them to check coz i have been driving in malaysia since 18 years old!

maybe i should change company too..
may i know what is NCD?

Offline Silver

  • Mid Zone (3000 rpm)
  • ***
  • Posts: 900
Re: recommend me an insurance police for one year old latio
« Reply #7 on: November 30, 2008, 09:08:03 PM »
NCD = No Claim Discount
Be safe. Go with the flo.

bryocketh

  • Guest
Re: recommend me an insurance police for one year old latio
« Reply #8 on: November 30, 2008, 09:17:22 PM »
oo ok got it. thx..

do u ask for it? or they automatically give u?

Offline Silver

  • Mid Zone (3000 rpm)
  • ***
  • Posts: 900
Re: recommend me an insurance police for one year old latio
« Reply #9 on: November 30, 2008, 09:20:33 PM »
if you had made no claim,
after one year, insurance company gives you 10% NCD
2 consecutive years no claim ==> 20% NCD
and so on
until 5 consecutive years no claim ==> 50% NCD
Be safe. Go with the flo.

Offline Ying

  • Mid Zone (3000 rpm)
  • ***
  • Posts: 845
Re: recommend me an insurance police for one year old latio
« Reply #10 on: November 30, 2008, 09:40:50 PM »
oo ok got it. thx..

do u ask for it? or they automatically give u?

you earn 10% per year if no claim or you can try ask your dad for it. NCD can transfer btw parent/child, spouse. Malaysia/Singapore. Maximum NCD is 50%

26 is below 31 age group, premium is higher. you can search some online tools to get quotation, try key in diff car eg. subaru WRX, Nissan March, QQ to see what is the effect of your "sport" car have on your premium. 

Offline ckyc

  • Idling (800 rpm)
  • *
  • Posts: 125
Re: recommend me an insurance police for one year old latio
« Reply #11 on: November 30, 2008, 10:10:37 PM »
Try OAC - they quote me the cheapest (actually msig - driveshield is better but i missed the $100 promotion)

NTUC - dont bother, you can try asking but i think its only slightly cheaper than AIG

bryocketh

  • Guest
Re: recommend me an insurance police for one year old latio
« Reply #12 on: November 30, 2008, 10:34:07 PM »
woo got it thx guys!!

ckyc, do you have any contacts in OAC to call? Thanks!

Offline wadexu

  • Cool Engine (0 rpm)
  • Posts: 29
Re: recommend me an insurance police for one year old latio
« Reply #13 on: December 02, 2008, 09:51:22 AM »
Received the renew notice from AIG, it's around $1.9K with 10% NCD. comparing last only 1.3K when I bought the new car from TC. How come shot up so high? :confused1:

Anybody have good replacement to recommend? What is the reasonable offer? Me. 38 years, male, doing indoor job.

Thanks

Thanks all the reply. already got the 1.2K quotation though need to discuss the detail terms with them. ::)

Offline Jazz

  • Max Torque (4400 rpm)
  • ****
  • Posts: 2,097
Re: recommend me an insurance police for one year old latio
« Reply #14 on: December 02, 2008, 11:03:41 AM »
Thanks all the reply. already got the 1.2K quotation though need to discuss the detail terms with them. ::)

Hi,

So which company you sign on ? Care to PM me ? Thanks.

Offline vortex

  • Low End (2000 rpm)
  • **
  • Posts: 297
Re: recommend me an insurance police for one year old latio
« Reply #15 on: December 02, 2008, 12:16:59 PM »
Thanks all the reply. already got the 1.2K quotation though need to discuss the detail terms with them. ::)

I also need the contact. Mind to share ?

Offline wadexu

  • Cool Engine (0 rpm)
  • Posts: 29
Re: recommend me an insurance police for one year old latio
« Reply #16 on: December 02, 2008, 01:47:41 PM »
I also need the contact. Mind to share ?

quote from www.easyone.com.sg. if you agree, we can do a group renew. maybe even more discount? PM me if interested.

Offline leolooi

  • Mid Zone (3000 rpm)
  • ***
  • Posts: 588
  • EyE's tHe WindoW oF aLL sOuL....
Re: recommend me an insurance police for one year old latio
« Reply #17 on: December 03, 2008, 11:44:36 AM »
i also interested bro...pls add me in......