This year premium seems to have gone up. I didn't have time to shop around and just paid the $1300 quoted by AIG. Last year I paid same amount (so this year should be lesser with increased NCD right? But...) Last year, I got a few quotes and surprisingly, AIG was the cheapest. NTUC quoted me 1500 for any workshop plan, MSIG, citibank and somebody else quoted me about that amount too. AXA's wa most ex at 1600.