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Author Topic: Which motor insurance do you have?  (Read 40404 times)

Offline clarence

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Re: Which motor insurance do you have?
« Reply #20 on: August 28, 2008, 01:59:15 PM »
Quote from: Jo_Lee on August 28, 2008, 01:48:48 PM
May i know which insurance agency can help us source for best quote ?



Tradsurance Agency - 6533 7757
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Offline aerosignal

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Re: Which motor insurance do you have?
« Reply #21 on: August 28, 2008, 02:15:32 PM »
Quote from: clarence on August 28, 2008, 01:30:25 PM

The premiums are dependent upon several factors, like your occupation, age, history of claims, make & model & market value of car etc.

So it can vary a lot.

Latio Sedan '06. Same as mine.
Not much variation. SE showed us the standard AIG insurance premium schedule when we first buy car. He has been paying this rate since because it is the lowest already. So to pay $1000+ for 60+ years old with 50%NCD is not cheap.
For me got some mark up from standard schedule because my driving record in Singapore not very long.
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Offline Jazz

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Re: Which motor insurance do you have?
« Reply #22 on: August 28, 2008, 09:50:51 PM »
Quote from: maxngck on August 27, 2008, 09:18:41 PM
hi!

i hv heard my fren saying about MSIG oso. it is a japanese insurance company, rite? shld find out more as my insurance is due on nov 08.

Previously called Aviva.  :D
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Offline devilgundam

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Re: Which motor insurance do you have?
« Reply #23 on: September 08, 2008, 10:40:41 PM »
OK..Thanks alot bro clarence.... :thumbsup:
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Offline blues

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Re: Which motor insurance do you have?
« Reply #24 on: September 11, 2008, 09:50:26 PM »
i need to renew car insurance too

now with AIG, are they going to send us auto-renewal option?
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Offline devilgundam

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Re: Which motor insurance do you have?
« Reply #25 on: September 12, 2008, 11:23:28 AM »
Ya...I got the AIG renewal form and their cal yday.... But was offer by Aces Insurer on the commercial offering section for EQ insurance @ 1.7k...... Any bros can advise if this EQ insurance is good? Honestly nvr heard of them....Claimed to be a rising local insurer.....
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Offline clarence

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Re: Which motor insurance do you have?
« Reply #26 on: September 12, 2008, 01:19:07 PM »
From my personal experience, all insurance companies are OK when it comes to claims except for NTUC which can be a little sticky and complicated.
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Offline kgleo

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Re: Which motor insurance do you have?
« Reply #27 on: September 12, 2008, 09:47:07 PM »
Me 36 yrs old. OAC ins @ $678. NCB protection but need to go to authorised workshop only. Excess $500.
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Offline blues

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Re: Which motor insurance do you have?
« Reply #28 on: September 14, 2008, 10:31:12 AM »
Quote from: kgleo on September 12, 2008, 09:47:07 PM
Me 36 yrs old. OAC ins @ $678. NCB protection but need to go to authorised workshop only. Excess $500.

same age group, latio sports, 1-year old but AIG S$1.5k
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Offline wave

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Re: Which motor insurance do you have?
« Reply #29 on: September 14, 2008, 01:44:30 PM »
omg.... just received my AIG renewal...
more EX than last year!
last year total : $1826.75
renewal total: $1981.04  :scared:

siao one!
some more its after the 15% off peak car discount + 10% NCD discount!!!!

i am seriously looking out for other quotes to compare now...
requesting from MSIG and also insurance brokers.....

 :glare:
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Offline clarence

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Re: Which motor insurance do you have?
« Reply #30 on: September 14, 2008, 02:47:32 PM »
You should have tried Maybank, India Insurance, China Insurance or EQ Insurance.

AIG premiums are on the high end.
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Offline limck007

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Re: Which motor insurance do you have?
« Reply #31 on: September 14, 2008, 08:34:09 PM »
just to check>> what is the difference in premium for ??if for the SAME car, the difference in premium quoted by each company is base what??

high premium = GOOD coverage/unlimited excess,etc
low premium = Lousy coverage or same coverage as high premium

High premium = good/ez claim process
low premium = bad/hard claim process


Maybe we can compile a list of Value for $$$ insurance for everyone.. then can put as sticky hehe
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Offline clarence

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Re: Which motor insurance do you have?
« Reply #32 on: September 14, 2008, 09:27:08 PM »
Low premiums does not equate to high excess or difficulty in making claims.

It is the company culture and management mindset.
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Offline thx1138

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Re: Which motor insurance do you have?
« Reply #33 on: September 14, 2008, 11:01:43 PM »
aig quoted me about $1700+ this year!
last year was $1400+!!!
in the end got msig for $1267..same coverage woohoo  :thumbsup:

Quote from: wave on September 14, 2008, 01:44:30 PM
omg.... just received my AIG renewal...
more EX than last year!
last year total : $1826.75
renewal total: $1981.04  :scared:

siao one!
some more its after the 15% off peak car discount + 10% NCD discount!!!!

i am seriously looking out for other quotes to compare now...
requesting from MSIG and also insurance brokers.....

 :glare:
« Last Edit: September 14, 2008, 11:03:50 PM by thx1138 »
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Your future is whatever you make it. So make it a good one. - Doc Brown

Jo_Lee

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Re: Which motor insurance do you have?
« Reply #34 on: September 15, 2008, 03:09:36 PM »
sorry...if wanna source for quotation from various insurance companies, we must provide them
with all the personal + car details ?
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Offline clarence

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Re: Which motor insurance do you have?
« Reply #35 on: September 15, 2008, 04:00:34 PM »
Yes.

They also look at your job profile.

If you are outdoor salesman, premium will be higher as you spend longer hours on the road.
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Offline arias48

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Re: Which motor insurance do you have?
« Reply #36 on: September 21, 2008, 10:07:27 PM »
Quote from: wave on September 14, 2008, 01:44:30 PM
omg.... just received my AIG renewal...
more EX than last year!
last year total : $1826.75
renewal total: $1981.04  :scared:

siao one!
some more its after the 15% off peak car discount + 10% NCD discount!!!!

i am seriously looking out for other quotes to compare now...
requesting from MSIG and also insurance brokers.....

 :glare:

Wave, off peak car got insurance discount meh?  :confused1: :confused1:
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Offline wave

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Re: Which motor insurance do you have?
« Reply #37 on: September 21, 2008, 10:24:49 PM »
Quote from: arias48 on September 21, 2008, 10:07:27 PM
Wave, off peak car got insurance discount meh?  :confused1: :confused1:
.

for the AIG renewal... they got put 15% off for off peak car.... and also 10% off my NCD...
but still expensive!

anyway now DBS got promo with MSIG for Driveshield... comprehensive one..
got $100 free petrol voucher... and if u sign up their esso card... got additional $300 grooming voucher....
the price i got online was only $1390! excess only $700!
but must submit through the DBS website la
some more if pay by DBS credit card can pay instalment 12 mths!  :thumbsup:

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Offline fri13th

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Re: Which motor insurance do you have?
« Reply #38 on: September 21, 2008, 11:27:13 PM »
Quote from: wave on September 21, 2008, 10:24:49 PM
.

for the AIG renewal... they got put 15% off for off peak car.... and also 10% off my NCD...
but still expensive!

anyway now DBS got promo with MSIG for Driveshield... comprehensive one..
got $100 free petrol voucher... and if u sign up their esso card... got additional $300 grooming voucher....
the price i got online was only $1390! excess only $700!
but must submit through the DBS website la
some more if pay by DBS credit card can pay instalment 12 mths!  :thumbsup:


yo sis i got a quote from china insurance for only 1k + abit only but wats pulling me over is the 0 excess :thumbsup: u guys can give china a try :yehyeh: for the record mine also opc and 10%ncd......also saw the renewal from AIG my god almost 1.5k   :nonod: shredded the renewal and throw it into the rubbish bin straight :mad:
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HJB

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Re: Which motor insurance do you have?
« Reply #39 on: September 22, 2008, 10:27:01 AM »
Mine also up in Oct, and AIG quote me >$1700 with 10% NCD.
Am looking around thru a few agents ... anyone can PM me the China Insurance one?
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